I remember going through school thinking that it was so hard. All I told myself was that I just had to make it through undergrad and then I would be set – I would be living life and enjoying it to the fullest.
Now that I made it not only through undergrad, but all the way through graduate school and I have my first official “big girl” job, I keep wondering what I was ever thinking. The real world after college is HARD and cruel and nobody is teaching you how to do it the ‘right way,’ in order to allow yourself to thrive.
Instead, you have to figure it all out on your own, which is honestly so scary. I consider myself lucky because I have my husband to lean on and we are able to tackle life together, figuring it out as we go, but if I were single, just out of college, and trying to live life by myself, I can only imagine what it would look like (hint: most likely a disaster?!).
Needless to say, I am still figuring everything out for myself, but I think I have a good start when it comes to navigating life in the real world after college and I wanted to share what I have learned with you, so far. Here are some of my tips on how to survive going into the real world after college:
Find A Good Job
Going into the ‘real world’ can be extremely stressful and I definitely understanding wanting to jump at the first job opportunity that presents itself, but please make sure that it is a great fit for you. So often, I see people jump at the first job opportunity that arises and they end up regretting it down the road. Either it’s not a great fit, they are not using their degree, or they are not being treated properly. Let me just put it out there that all paychecks are not created equally. You spend so much of your time at work each and everyday (it will be about 7am-4pm for me), and that is way too much of your time to be unhappy.
Manage Your Finances
Obviously, you need to learn how to manage your finances. In college, so many of us managed our finances by only going to the local coffee shop twice that week with friends, or eating at Chick-fil-A instead of going to a full-service restaurant that night. But really, that’s not truly managing your finances. Now is the time when you will have to think about figuring out how to pay your bills, starting a retirement account (or accounts), and navigating the health insurance world. All of those things can be confusing, but if you stay organized, you can do it! After you find your job, you will want to make a budget. A liveable budget – one that has room for mistakes because as a new member to the real world, you will definitely make some mistakes along the way. Once you have a budget in place for all of your basic expenses, see what you can put into a retirement fund. Your workplace should have options for you to look into! When it comes to health insurance, that can be confusing, but your workplace should be able to help you navigate it.
…But Get Help When It’s Needed
When you need help, get it. Places such as Prestamos Por Oro can help, if you want to succeed on your own, without help from family and friends. The reason why a collateral loan through Prestamos Por Oro is a great option is because of the fact that they offer low-interest loans. A lot of the times, when people get out of college, they opt for a credit card, but these usually have very high interest rates. Instead of choosing a credit card, choose a collateral loan from Prestamos Por Oro. They have been located in Buckhead, across from Lenox Square for almost forty years now and they pay the best rate for gold, platinum, silver, and diamond jewelry. So, if you are in a pinch, head their way – there is no need to make an appointment and you can get your cash on the same day!
Have Friends and Family To Lean On
“Lean on me, when you’re not strong.” This should be your new go-to song because you will probably lean on your family and friends quite a bit in the few first months…or maybe years of entering the real world. It’s okay to need help, just like I mentioned above – you just have to ask!
Last but not least, try not to take life too seriously. Yes – there are certain situations where you do need to be really serious and you need to buckle down and focus, but when you do not need to do so, just have fun! Life is too short to be serious all the time.